{"id":1983,"date":"2025-02-17T10:00:00","date_gmt":"2025-02-17T02:00:00","guid":{"rendered":"https:\/\/www.perfectpajakcar.com\/?p=1983"},"modified":"2025-02-14T17:19:54","modified_gmt":"2025-02-14T09:19:54","slug":"why-refinance-in-malaysia","status":"publish","type":"post","link":"https:\/\/www.perfectpajakcar.com\/my\/kenapa-membiayai-semula-di-malaysia\/","title":{"rendered":"Mengapa Pembiayaan Semula di Malaysia?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1983\" class=\"elementor elementor-1983\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5o1cgdh elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5o1cgdh\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fd3d3a5\" data-id=\"fd3d3a5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4529f61 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4529f61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><ul><li><p>Refinancing is a financial strategy that has gained popularity in Malaysia, and for good reason. Whether it\u2019s a home loan, car loan, or personal loan, refinancing can offer significant benefits to borrowers. But why exactly should you consider refinancing in Malaysia? Below, we\u2019ll explore the\u00a0<strong>key reasons<\/strong>\u00a0why refinancing might be the right move for you.<\/p><hr \/><h3><strong>1. Lower Interest Rates<\/strong><\/h3><p>One of the\u00a0<strong>most compelling reasons<\/strong>\u00a0to refinance in Malaysia is the opportunity to secure a\u00a0<strong>lower interest rate<\/strong>. Interest rates fluctuate over time, and if you took out your loan when rates were high, refinancing could help you lock in a better rate. This is especially true if your credit score has improved since you first took out the loan.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0Lower interest rates mean\u00a0<strong>reduced monthly payments<\/strong>\u00a0and\u00a0<strong>less money paid over the life of the loan<\/strong>. For example, refinancing a home loan from 4% to 3% could save you thousands of ringgit in interest over the loan term.<\/p><\/li><\/ul><hr \/><h3><strong>2. Reduce Monthly Payments<\/strong><\/h3><p>If you\u2019re struggling to keep up with your monthly loan installments, refinancing can provide much-needed relief. By\u00a0<strong>extending the loan tenure<\/strong>\u00a0or securing a lower interest rate, you can significantly reduce your monthly financial burden.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0Lower monthly payments free up cash for other expenses, such as bills, savings, or investments. This is particularly helpful for those facing temporary financial difficulties or looking to improve their cash flow.<\/p><\/li><\/ul><hr \/><h3><strong>3. Access to Extra Cash<\/strong><\/h3><p>Refinancing can also allow you to\u00a0<strong>access extra cash<\/strong>\u00a0by tapping into the equity of your asset (e.g., your home or car). This is especially useful for homeowners who have built up equity in their property over time.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0The extra cash can be used for various purposes, such as:<\/p><ul><li><p>Home renovations<\/p><\/li><li><p>Debt consolidation<\/p><\/li><li><p>Funding education or medical expenses<\/p><\/li><li><p>Starting a business<\/p><\/li><\/ul><\/li><\/ul><hr \/><h3><strong>4. Debt Consolidation<\/strong><\/h3><p>Many Malaysians juggle multiple loans, such as credit card debt, personal loans, and car loans. Refinancing allows you to\u00a0<strong>combine these debts into a single loan<\/strong>\u00a0with a lower interest rate, simplifying your finances.<\/p><ul><li><p><strong>How It Helps:<\/strong><\/p><ul><li><p><strong>Lower Interest:<\/strong>\u00a0Personal loans and credit cards often have higher interest rates compared to secured loans like home or car loans. Refinancing can help you save on interest.<\/p><\/li><li><p><strong>Single Payment:<\/strong>\u00a0Instead of managing multiple payments, you\u2019ll only have one monthly installment to worry about.<\/p><\/li><\/ul><\/li><\/ul><hr \/><h3><strong>5. Flexible Loan Tenure<\/strong><\/h3><p>Refinancing gives you the flexibility to\u00a0<strong>adjust your loan tenure<\/strong>\u00a0based on your financial goals. You can choose to:<\/p><ul><li><p><strong>Shorten the tenure<\/strong>\u00a0to pay off your loan faster and save on interest.<\/p><\/li><li><p><strong>Extend the tenure<\/strong>\u00a0to reduce your monthly payments.<\/p><\/li><li><p><strong>How It Helps:<\/strong>\u00a0This flexibility allows you to tailor your loan to your current financial situation, whether you\u2019re looking to save money in the long term or ease your monthly budget.<\/p><\/li><\/ul><\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e354ca4 elementor-widget elementor-widget-image\" data-id=\"e354ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/money-card-business-credit-card-50987-50987-1024x682.jpg\" class=\"attachment-large size-large wp-image-1877\" alt=\"money-card-business-credit-card-50987-50987.jpg\" srcset=\"https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/money-card-business-credit-card-50987-50987-1024x682.jpg 1024w, https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/money-card-business-credit-card-50987-50987-300x200.jpg 300w, https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/money-card-business-credit-card-50987-50987-768x512.jpg 768w, https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/money-card-business-credit-card-50987-50987.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0d7967 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e0d7967\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>6. Improved Financial Management<\/strong><\/h3><p>Refinancing can help you\u00a0<strong>take control of your finances<\/strong>\u00a0by offering better loan terms and conditions. This is especially beneficial if your current loan has unfavorable terms, such as high penalties or rigid repayment schedules.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0With better terms, you can manage your finances more effectively, avoid late payment fees, and reduce financial stress.<\/p><\/li><\/ul><hr \/><h3><strong>7. Take Advantage of Better Offers<\/strong><\/h3><p>The financial market in Malaysia is competitive, with banks and financial institutions constantly offering\u00a0<strong>new and improved loan packages<\/strong>. Refinancing allows you to take advantage of these better offers, which may include:<\/p><ul><li><p>Lower interest rates<\/p><\/li><li><p>Cashback incentives<\/p><\/li><li><p>Waived processing fees<\/p><\/li><li><p><strong>How It Helps:<\/strong>\u00a0By switching to a better loan package, you can save money and enjoy additional perks that weren\u2019t available when you first took out your loan.<\/p><\/li><\/ul><hr \/><h3><strong>8. Change in Financial Situation<\/strong><\/h3><p>Life is unpredictable, and your financial situation may change over time. Refinancing can help you adapt to these changes, whether you\u2019re:<\/p><ul><li><p><strong>Earning more<\/strong>\u00a0and want to pay off your loan faster.<\/p><\/li><li><p><strong>Facing financial difficulties<\/strong>\u00a0and need lower monthly payments.<\/p><\/li><li><p><strong>Planning for major life events<\/strong>, such as starting a family or retiring.<\/p><\/li><li><p><strong>How It Helps:<\/strong>\u00a0Refinancing allows you to adjust your loan to better suit your current needs and future goals.<\/p><\/li><\/ul><hr \/><h3><strong>9. Avoid Penalties and High Fees<\/strong><\/h3><p>Some loans come with\u00a0<strong>high penalties<\/strong>\u00a0for early settlement or late payments. Refinancing can help you avoid these fees by switching to a loan with more favorable terms.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0By refinancing, you can escape the cycle of penalties and fees, saving you money in the long run.<\/p><\/li><\/ul><hr \/><h3><strong>10. Better Customer Service and Support<\/strong><\/h3><p>If you\u2019re unhappy with your current lender\u2019s customer service, refinancing gives you the opportunity to\u00a0<strong>switch to a more reliable and supportive financial institution<\/strong>.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0Better customer service can make managing your loan easier and less stressful, especially if you encounter issues or need assistance.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ca81e4 elementor-widget elementor-widget-image\" data-id=\"1ca81e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/pexels-photo-5835267-5835267-1024x682.jpg\" class=\"attachment-large size-large wp-image-1859\" alt=\"pexels-photo-5835267-5835267.jpg\" srcset=\"https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/pexels-photo-5835267-5835267-1024x682.jpg 1024w, https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/pexels-photo-5835267-5835267-300x200.jpg 300w, https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/pexels-photo-5835267-5835267-768x512.jpg 768w, https:\/\/www.perfectpajakcar.com\/wp-content\/uploads\/2024\/11\/pexels-photo-5835267-5835267.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ab77fa elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9ab77fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex max-w-full flex-col flex-grow AIPRM__conversation__response\"><div class=\"text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"80eca5ab-eb54-420f-955c-e1bd086a5eeb\" data-message-model-slug=\"gpt-4o\"><div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\"><div class=\"markdown prose w-full break-words dark:prose-invert light\"><h3><strong>11. Hedge Against Economic Changes<\/strong><\/h3><p>Interest rates in Malaysia are influenced by global and local economic conditions. Refinancing allows you to\u00a0<strong>lock in a fixed interest rate<\/strong>, protecting you from future rate hikes.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0A fixed-rate loan provides stability and predictability, making it easier to plan your finances.<\/p><\/li><\/ul><hr \/><h3><strong>12. Upgrade or Downgrade Your Loan Package<\/strong><\/h3><p>Refinancing isn\u2019t just about getting a better deal\u2014it\u2019s also about finding a loan package that\u00a0<strong>better suits your needs<\/strong>. For example:<\/p><ul><li><p>You can upgrade to a loan with more features, such as flexible repayment options.<\/p><\/li><li><p>You can downgrade to a simpler loan if you no longer need additional features.<\/p><\/li><li><p><strong>How It Helps:<\/strong>\u00a0This ensures that your loan aligns with your current financial goals and lifestyle.<\/p><\/li><\/ul><hr \/><h3><strong>13. Improve Credit Score<\/strong><\/h3><p>Refinancing can also help you\u00a0<strong>improve your credit score<\/strong>\u00a0by consolidating debt and making timely payments on your new loan.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0A better credit score can open doors to more favorable financial products and lower interest rates in the future.<\/p><\/li><\/ul><hr \/><h3><strong>14. Tax Benefits (for Home Loans)<\/strong><\/h3><p>In Malaysia, homeowners who refinance their home loans may be eligible for\u00a0<strong>tax relief<\/strong>\u00a0on the interest paid. This is a significant advantage for those looking to reduce their taxable income.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0Tax savings can further reduce the overall cost of your loan.<\/p><\/li><\/ul><hr \/><h3><strong>15. Peace of Mind<\/strong><\/h3><p>Finally, refinancing can provide\u00a0<strong>peace of mind<\/strong>\u00a0by giving you a loan that\u2019s easier to manage and more aligned with your financial goals.<\/p><ul><li><p><strong>How It Helps:<\/strong>\u00a0With lower payments, better terms, and improved cash flow, you can focus on other aspects of your life without constantly worrying about your finances.<\/p><\/li><\/ul><hr \/><h3><strong>Conclusion<\/strong><\/h3><p>Refinancing in Malaysia offers a wide range of benefits, from\u00a0<strong>lower interest rates<\/strong>\u00a0and\u00a0<strong>reduced monthly payments<\/strong>\u00a0to\u00a0<strong>debt consolidation<\/strong>\u00a0and\u00a0<strong>improved financial management<\/strong>. Whether you\u2019re looking to save money, access extra cash, or simply improve your financial situation, refinancing can be a powerful tool to help you achieve your goals. However, it\u2019s important to carefully evaluate your options and choose a loan package that best suits your needs. With the right approach, refinancing can be a game-changer for your financial well-being.<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c45dea elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c45dea\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-32e8c62\" data-id=\"32e8c62\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap 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href=\"https:\/\/www.perfectpajakcar.com\/how-to-refinance-your-vehicle-in-malaysia\/\" target=\"_blank\" rel=\"noopener \" class=\"e-link-in-bio__cta is-type-button has-corners-rounded\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"e-link-in-bio__cta-text\">\n\t\t\t\t\t\tHow to Refinance Your Vehicle in Malaysia\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.perfectpajakcar.com\/car-pawn-loans-in-malaysia-get-cash-fast\/\" target=\"_blank\" rel=\"noopener \" class=\"e-link-in-bio__cta is-type-button has-corners-rounded\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"e-link-in-bio__cta-text\">\n\t\t\t\t\t\tCar Pawn Loans in Malaysia\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.perfectpajakcar.com\/refinancing-your-car-loan-in-malaysia-ultimate-guide-2025\/\" target=\"_blank\" rel=\"noopener \" class=\"e-link-in-bio__cta is-type-button has-corners-rounded\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"e-link-in-bio__cta-text\">\n\t\t\t\t\t\tRefinancing Your Car Loan in Malaysia: Ultimate Guide 2025\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"e-link-in-bio__icons has-size-small\">\n\t\t\t\t\t\t\t<div class=\"e-link-in-bio__icon is-size-small\">\n\t\t\t\t\t<a target=\"_blank\" rel=\"noopener \" aria-label=\"Facebook\" class=\"e-link-in-bio__icon-link\" href=\"\">\n\t\t\t\t\t\t<span class=\"e-link-in-bio__icon-svg\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"e-link-in-bio__icon is-size-small\">\n\t\t\t\t\t<a target=\"_blank\" rel=\"noopener \" aria-label=\"TikTok\" class=\"e-link-in-bio__icon-link\" href=\"\">\n\t\t\t\t\t\t<span class=\"e-link-in-bio__icon-svg\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-tiktok\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M448,209.91a210.06,210.06,0,0,1-122.77-39.25V349.38A162.55,162.55,0,1,1,185,188.31V278.2a74.62,74.62,0,1,0,52.23,71.18V0l88,0a121.18,121.18,0,0,0,1.86,22.17h0A122.18,122.18,0,0,0,381,102.39a121.43,121.43,0,0,0,67,20.14Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\t<div class=\"e-link-in-bio__bg\">\n\t\t\t\t<div class=\"e-link-in-bio__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Refinancing is a financial strategy that has gained popularity in Malaysia, and for good reason. Whether it\u2019s a home loan, car loan, or personal loan, refinancing can offer significant benefits to borrowers. But why exactly should you consider refinancing in Malaysia? Below, we\u2019ll explore the\u00a0key reasons\u00a0why refinancing might be the right move for you. 1. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1984,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1983","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Need cash quickly? 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